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Family enjoying their dream home with the help of FAB Islamic Home Finance.

Islamic Home Finance For UAE Residents

Enjoy our best Islamic Home Finance profit
rate ever

Warning

  • If you do not keep up with your payments, you will be committed to pay a donation amount based on the bank’s request (if any) and legal action may be taken if you fail to respond to any reminder notices issued
  • Your property may be foreclosed upon, and you will have to bear all related costs. You will also be responsible for settling any shortfall after your property is sold
  • Any legal action against you may affect your credit rating, which may limit your ability to access financing and make it more difficult or more expensive to access financing in the future
  • You may have to pay applicable early settlement charges if you settle the full financing early

Own your own home with FAB Islamic’s range of home finance options and low fixed profit rates.

Enjoy a range of great profit rates on FAB Islamic Home Finance with fixed and variable profit rate options, low down payments, high finance amounts and low fees. Our home finance advisers will be with you every step of the way to advise on the best home finance for you, and you’ll get great benefits including your choice of a FAB Islamic credit card.

Enjoy our fixed profit rates for up to five years if you have an existing FAB/FAB Islamic credit card or if you apply for an Islamic Credit card:

Fixed profit rate period With a salary transfer to a FAB Islamic savings account and a credit card* Without a salary transfer to a FAB Islamic savings account**
One year 3.99% 4.24%
Two years 3.99% 4.24%
Three years 3.99% 4.24%
Five years 4.19% 4.44%

Other great benefits include:

  • Node Minus Alt
    Up to AED 15,000 in FAB Islamic Rewards when you transfer your salary to a FAB Islamic Savings Account and obtain FAB Islamic Credit Cards (1 AED = 250 FAB Islamic Rewards) with our Multi Product Package offer*** Learn more
  • OR
  • Node Minus Alt
    Processing fees are waived**** for salaried first-time property buyers and those making handover payments to developers. Non-salaried customers receive a 50% discount
  • OR
  • Node Minus Alt
    60-day grace period before your first instalment or 120-days for home finance transfers
  • OR
  • Node Minus Alt
    Up to 85% financing for first-time buyers
  • OR
Own your dream home today with FAB Islamic Home Finance.

Terms and conditions apply.

*The subsequent profit rate you’ll move to when your current deal ends is three month EIBOR + 1.5% profit margin for customers with a salary transfer to a FAB Islamic savings account and it will not fall below a specified rate of 1.99% over an agreed period of time.
**The subsequent profit rate you’ll move to when your current deal ends is three month EIBOR + 1.89% profit margin for non-salary transfer customers and it will not fall below a specified rate of 1.99% over an agreed period of time.
***Offer is valid for new and selected existing customer only. Products need to be availed within 90 days..
****Capped at AED 25,000. Offer valid till 31st May 2025.

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