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Man unpacking boxes in his new home, with a FAB first-time homeowner mortgage

Consumer Mortgage Loan

All you need to know about owning property in the UAE

The UAE is the perfect destination for creating a fulfilling lifestyle for you and your loved ones


With world-class education, luxurious lifestyle, modern architecture, innovative real estate development, unmatched security, and excellent business opportunities. The UAE offers all the right ingredients to achieve your life and career goals.



What Separates the UAE from the World

Buildings showing UAE as the 4th best place to live, supported by FAB Mortgage

Did you Know the UAE is Ranked 4th Best Place to Live and Work Globally?


A global survey of over 20,000 people has placed the UAE among the top 5 best places in the world for expats to live and work. This recognition highlights the country’s potential as a leading global economy, owing to its strong focus on infrastructure, safety and security, overall quality of life, job opportunities, innovation, and inclusive cultural diversity.

Man moving boxes, comparing buying vs. renting in UAE with FAB Mortgage.

Buying vs renting a property in UAE. Which is cheaper?


It depends on the length of your stay, which means if it’s a short term stay for a few years then renting is more economical. On the other hand, if you plan to stay in UAE for a longer duration, owning a property is more beneficial. On average, the total amount you will pay for renting a two-bedroom apartment in UAE for a few years can be used as the instalment for buying a forever home in the UAE.

House interior showing the UAE trend of upgrading to larger homes with FAB Mortgage.

UAE sees a rising trend in upgrading to bigger houses


As UAE residents adapt to a flexible work style, there is a growing demand for homes that offer more space to separate “work-life” from “personal-life.” In addition to the need for space, residents are also on the lookout for homes that provide ample natural light and fresh air. Above all, competitive prices and mortgage rates make the UAE a very conducive property buyer’s market and also the best housing market.

Businessman with laptop, showcasing the UAE as a top destination for entrepreneurs.

The UAE is one of the Best Destinations for Business and Entrepreneurs Globally


For decades, the UAE has proven to be one of the best places in the world for the most promising business opportunities, attracting many entrepreneurs and start-ups. Thanks to its political and economic stability, safety, infrastructure, and investor-friendly policies, it is a dynamic business hub strategically located within approximately an 8-hour flight of Europe, Asia, and Africa, making it accessible to three-fourths of the global population.

Find the Perfect FAB Mortgage for You

Man opening a box in his new home with FAB's First-Time Home Buyer Mortgage.

Are You a First-Time Homeowner?

The excitement of buying your first home is a feeling you will remember for the rest of your life. We want that experience to be joyful and seamless from the get-go. Apply for FAB Mortgage and get your dream house today!

Man holding a child at home, reflecting on remortgaging with FAB.

Do You Have an Existing Mortgage?

We understand the importance of choosing the right mortgage at every stage of your home buying journey. Before applying for a mortgage, let us make the process seamless and beneficial for you, starting with a few key considerations.

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FAB Mobile puts the power of the bank in your hands.


Spend, save and stay on top of your everyday transactions, from just about anywhere.

  • Manage your account, debit & credit cards
    Check your balances, make payments on time and stay on track.
  • Sign up for a product instantly on FAB Mobile

    Get what you need with a few taps.

  • Enjoy exciting benefits

    Earn and redeem Rewards plus enjoy cashback and exciting discounts.

  • Manage your payments

    Make all your payments on time and ensure your bills are paid.

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Need more help?

Contact us anytime for further assistance or check out our FAQ page for more information.

For customers within the UAE For customers outside of the UAE
600 52 5500 +971 2 681 1511