GEMS World Credit Card

AED 8,000

Minimum Monthly Salary

AED 399

Annual Fees**

**Enjoy no annual fee if you spend AED 24,000 or more on non-educational spending in the previous year.

AED 8,000

Minimum Monthly Salary

AED 399

Annual Fees**

**Enjoy no annual fee if you spend AED 24,000 or more on non-educational spending in the previous year.

School Fees Payment Cycle Offer

Easily pay GEMS annual tuition fees in advance with a GEMS World Credit Card to get a 4.25% discount, a chance to win 5,000 AED worth of GEMS Points and a 0% interest payment plan for schools fees.

Offer valid to and including 31 March 2025.

View the offer terms and conditions

Key Features

Save up to 4.25% on school fees

Enjoy 10% cashback on bus, canteen, uniform purchases and non-school activities

Receive a 20% discount at Emaar attractions

2% cashback on spending

Exclusive School Discount Benefits 

Save up to 4.25% on GEMS school fees

Get 10% cashback on additional school related expenses

0% EPP and no processing fee for up to 12 months on GEMS school fees

Education protection coverage

Save up to 4.25% on GEMS school fees
Enjoy the comfort of being able to save on tuition fees. You can save up to 4.25% on GEMS school fees with your GEMS World Credit Card.

Get 10% cashback on additional school related expenses
It doesn’t stop at school fees. You can get another 10% cashback on school related costs like bus fees, canteen, uniforms and extracurricular activities. Cashback earned will be added as FAB Rewards to your account.

0% EPP and no processing fee for up to 12 months on GEMS school fees
You’ll be able to take advantage of 0% EPP for up to 12 months on GEMS fees with no processing fee.

Education protection coverage
Feel secure with education protection coverage of up to AED 500,000 for each child. For information kindly refer to “GEMS World Credit Cardholders - Child Protection".

Lifestyle Benefits

Discounted cinema tickets from AED 20

Free airport lounge access

Enjoy a 20% discount at Emaar attractions

Save more with 1% cashback on daily spends and 2% on travel spends

30% off at IMG Worlds

Discounted cinema tickets from AED 20
Get two discounted cinema tickets every month for AED 20 at Reel Cinemas, Cine Royal and Star Cinemas plus 40% off deluxe cinema tickets at Cinepolis.

Free airport lounge access
Traveling has never been more comfortable. Enjoy unlimited complimentary lounge access to over 1,000 lounges worldwide for you and a guest.

Enjoy a 20% discount at Emaar attractions
Have fun with the whole family with 20% off at Emaar entertainment and 10% off Al Montazah Parks.

Save more with 1% cashback on daily spends and 2% on travel spends
Keep on saving with 2% cashback on international spending and 1% on domestic spending.

30% off at IMG Worlds
Make the weekends more enjoyable with 30% off general admission tickets at IMG Worlds.

Find out more about our Fees, Terms & Conditions

Schedule of Fees

PDF

Terms & Conditions