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Non-Salary Transfer Personal Loan for UAE Nationals
Get a personal loan without the need of a salary transfer.
Warning
- You may have to pay penalties if you pay off a loan/financing early
- If you do not meet the repayments/payments on your loan/financing, your account will go into arrears. This may affect your credit rating, which may limit your ability to access financing in the future
- Refinancing your loans/financing may take longer to pay off than your previous loan/financing and may result in paying more in interest/profit
AED 1.2 million
High loan amounts up to AED 1.2 million
Flexible Payment
Flexible payment terms
No salary transfer
No salary transfer required
Features - Enjoy great rates & flexibility
UAE nationals can avail the below features when opting for FAB non-salary transfer loan:
High loan amounts of up to AED 1.2 million
Flexible payment terms of up to 48 months (or up to 60 months for Ministry of Defence employees)
Market leading interest rates starting from 10.49% fixed per year
Comprehensive life insurance coverage
Eligibility - Here's how you qualify
A minimum monthly income of AED 15,000- Acceptable Credit Bureau Score
- A minimum of 18 months service with your current employer
- Applicants must be 21+ years old
OR
OR
OR
OR
- Copy of a valid passport/Emirates ID (originals must also be presented)
- Bank statements for the last six months showing salary credits (if salary is not credited to a FAB account)
- Salary certificate addressed to FAB
- Signed and completed application
OR
OR
OR
OR
*All interest rates quoted are effective rates on the loan’s outstanding balance.
Indicative Loan Calculator
Just enter your monthly income and expenses for each category and the calculator will do the rest.
I am an employee of Ministry of Defense
My monthly Salary is
I need to borrow
And pay it back over
Annual interest rate
Monthly repayment
AED
0
Total repayable
AED
0
Additional one-time upfront processing fee of 1.05% will apply on the loan amount (minimum AED 525 and maximum AED 2,625). A life insurance fee may apply. For further information on fees and charges, please refer to the service and price guide.
Monthly repayment
AED
0
Total repayable
AED
0
* Please note that this is just an estimate calculator based on given amounts
Additional one-time upfront processing fee of 1.05% will apply on the loan amount (minimum AED 525 and maximum AED 2,625). A life insurance fee may apply. For further information on fees and charges, please refer to the service and price guide.
Ready to apply?
Get in touch
Need more help?
Contact us anytime for further assistance or check out our FAQ page for more information.
| For customers within the UAE | For customers outside of the UAE | ||
|---|---|---|---|
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600 52 5500 | |
+971 2 681 1511 |