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Warning
- If you do not keep up your repayments/payments, you may lose your property
- You may have to pay penalties if you pay off a loan/financing early
- Refinancing your loans/financing may take longer to pay off than your previous loan/financing and may result in paying more in interest/profit
- If you do not meet the repayments/payments on your loan/financing, your account will go into arrears. This may affect your credit rating, which may limit your ability to access financing in the future
FAB NHL provides Emirati citizens with interest-free housing loans to buy or build a private home on a plot of land granted to them by the relevant government entity. We are proud partners with Abu Dhabi Housing Authority (ADHA), Sheikh Zayed Housing Programme (SZHP) and Mubadarat.
Abu Dhabi Housing Authority NHL Partnership
This programme provides Emirati citizens of Abu Dhabi with an interest-free housing loan to buy or build a private home on a plot of land granted by the Abu Dhabi Housing Authority (ADHA). Customers can open and activate their NHL using the FAB NHL app, in just a few taps.
Sheikh Zayed Housing Programme and Mubadarat NHL Partnership
This programme provides Emirati citizens with pre-approval from Sheikh Zayed Housing Programme (SZHP) or Mubadarat with an interest-free housing loan to buy or build a private home on a granted plot of land. Customers can register their approved home finance on the FAB NHL app.
FAB NHL App
We are putting your future in your own hands, with the all-new NHL Mobile app. You can now enjoy a seamless journey which allows you to apply for a National Housing Loan and manage it - all through the NHL app, in just a few taps. Simple, secure and hassle-free!
Save while building your dream home
Enjoy great savings while you build your dream home with a FAB National Housing Loan and the BAITAK HILMAK programme from Danube Home.
FAB - Registered Consultants and Contractors
This programme provides advisory services and contracting companies' services to Emirati citizens who have obtained interest-free housing loans (interest-free loan) from the Abu Dhabi government for the purpose of purchasing prefabricated housing, building private homes, or expanding existing homes.
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Put your future in your hands with the FAB NHL app!
- Open and active your NHL account
- Manage your loan and track your installments
- Avail a range of service requests
- Apply for FAB products
- Help and Support
Get in touch
Need more help?
Contact us anytime for further assistance or check out our FAQ page for more information.
| For customer within the UAE | NHL Service from within in the UAE | ||
|---|---|---|---|
 |
600 52 5500 | |
600 56 0137 |
| For customers from outside of the UAE | NHL Service from outside of the UAE | ||
|---|---|---|---|
|
+971 2 681 1511 | |
+971 2 499 6111 |