Warning
- If you make only the minimum payment for the amount due, it will take longer and cost more to settle your outstanding balance
- If you fail to pay the minimum payment by the due date, you will be committed to pay a donation amount based on the bank’s request (if any) and may impact your credit rating as reported to Al Etihad Credit Bureau
- If you fail to pay the minimum payment by the due date, the Bank will commence the recovery and collection process (which may include engaging third party debt collection agencies) and legal action including bankruptcy
AED 5,000
Minimum Monthly Salary
AED 300
Annual Fee
Exclusive features for UAE nationals
Cashback is capped at AED 300 per month across food, fuel & grocery shopping for UAE Nationals with an overall cap of AED 1,500.
Exclusive features for expats
Cashback is capped at AED 200 per month across food, fuel & grocery shopping for Expats with an overall cap of AED 1,000.
Lifestyle benefits
- Stock up on everything you need with 5% cashback on groceries and AED 40 off on Carrefour online when you spend a minimum of AED 250 once every month.
- Enjoy all your favourite restaurants. Eat out with 5% cashback on dining and 50% off orders on the Talabat app with up to AED 40 off each order, four times a month with a minimum order of AED 50.
- Receive amazing discounts on Halal dining across the globe.
- Grab a free coffee with Costa! Get up to 2 Costa coffees at Dubai Airport plus another 2 items (from a selected list).
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Spend segment & (MCC) | Cashback % | Monthly Cap - UAEN | Monthly Cap - Expat |
---|---|---|---|
Supermarket (including online) | 5% | AED 300 | AED 200 |
Fuel | 5% | AED 300 | AED 200 |
Dining out |
5% | AED 300 | AED 200 |
International/ non-AED Spend |
3% | No Cap* | No Cap* |
All others retail spending | 1% | No Cap* | No Cap* |
Selected categories |
0.15% | No Cap* | No Cap* |
Total monthly cap on cashback | AED 1,500 | AED 1,000 |
*Subject to monthly limit cap
Get your credit card faster on the FAB Mobile app
FAB Mobile puts the power of the bank in your hands
- Get your FAB Islamic account and Islamic credit cards with just your Emirates ID.
- Use your FAB Islamic Rewards to pay your bills anytime, anywhere.
- Check your balance, send money and earn rewards in a few taps.
- Scan the code and choose FAB Islamic to apply for your new account or card faster.
Get in touch
Need more help?
Contact us anytime for further assistance or check out our FAQ page for more information.
For customers within the UAE | For customers outside of the UAE | ||
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600 52 5500 | +971 2 681 1511 |