Personal Credit Cards


Enjoy the convenience of a credit card for those unexpected purchases with the option to receive reward points.


  • Visa or MasterCard available
  • No annual fee
  • Earn reward points, with the Preferred Points Card, which can be redeemed for cash back, travel, merchandise and retail gift cards
  • 25 day grace period on all purchases
  • No grace period for cash advances or cash equivalent transactions
  • Visa benefits of rental car collision damage waiver protection and travel insurance
  • Gold MasterCard benefits of rental car collision damage waiver protection and travel insurance

    • You can fill out an Online Application, print it out, and bring it to any one our Banking Centers or you can also pick up an application at any one of our Banking Centers. See application for full disclosures.


    For balance information or transactions, please click Cardaccount.net. For lost or stolen credit cards, call 1.800.367.7576.


    Did your card get lost or stolen? We can help.